Foreclosure Prevention

12 Signs of a Credit Problem.

  • You use one card or credit line to pay another debt.
  • You use credit cards for everyday expenses like groceries or utilities.
  • You only make minimum monthly payments on credit cards and credit lines.
  • Your credit lines or credit cards are at their limits.
  • The only reason you don’t have a problem with credit cards or lines at their limits is because you recently got your limits increased to avoid trouble.
  • You have missed payments on anything, credit cards, utilities, rent mortgage, anything.
  • People try to talk to you about spending problems.
  • You wonder how you will pay all the bills each month.
  • You borrow money from friends, family or savings to make payments.
  • Your credit card or credit line balances seem to rise each month.
  • You hide expenditures from your mate, any expenditures ones with a problem or not.
  • You are reading this list of signs of a credit problem with great personal interest.

TrueCredit and Bankruptcy Alternatives - Debtor’s Options

Other sources for this article besides TrueCredit and Mory Brenner, Esq. include FICO’s own article on improving your FICO score, Credit Inquiries article by FICO, 101 tips to increase credit score, 7 tips to increase credit score and tips for boosting credit score.