Start at the top of the list. This section will take you through the various things you can do to increase and maintain your credit score. Click on each item that you think pertains to your personal situation one at a time. If you are not sure go to the item anyway and if you decide after reading further you do not need what it recomends you can pass by it there. Explore each applicable item until the one that says you have finished with this section. When you have finished an individual item it will bring you back to this menu. Selections that do not pertain to you at all may be skipped.